Zero has ceased trading and will be closing. Customers have been sent emails with more information

Your Money Your Planet

The sustainable alternative to banking with free money app, personal account, debit Mastercard, GreenScore and more.

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Zero app and debit card

Where you put your money matters…

We're the last generation who can save the planet from climate disaster. The way most banks use your money is contributing to climate change. Zero is different.

This is Zero.

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Certified B Corporation
GreenScore on iPhone

Your sustainable life

Through our GreenScore®, we will help you understand which elements of your lifestyle may be contributing to climate change and offer you easy affordable ways to reduce your impact.

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Features of our service

Phone

Zero Debit Mastercard® and App

Savings

Top-up your account easily in our app using open banking

Currency

Pay anywhere, any currency, zero fees, zero commission

Notifications

Instant phone notification as soon as you pay

Security

High security and fraud protection built-in

ATM

Free cash withdrawals. Limits apply.

Carbon Projects

Offset your carbon footprint by contributing to Zero Carbon Projects. Any contributions made will support the initiatives we have carefully curated and will also improve your GreenScore®.

Zero Carbon Projects

Introducing Apple Pay

Apple Pay is an easy, secure, and private way to pay. Now available on your Apple devices.

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Apple Pay with Zero

Join the movement

Zero is a community whose combined effort will make a big impact on climate change. And you won't only be helping to save the planet, we're setting aside 20% of the company for you, our community, for free, so that you'll share in the value of the business we create.

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Sea, Land or Sky? The choice is yours

  • Sustainably produced from 95% recycled plastic
  • Accessible card with rounded notch
  • Contactless payment worldwide
Land card Sea card Sky card
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Our Team

Zero was founded by an experienced team from the world of fintech, banking & sustainability supported by a talented team of people who share our passion.

Richard Theo

Richard Theo

CEO

Lisa Stanley

Lisa Stanley

Chief Sustainability Officer

Kate Hodge

Kate Hodge

Chief Product Officer

Paul Ellis

Paul Ellis

Chair of the Board

Wendy Davies

Wendy Davies

CRO & MLRO

Martin Hall

Martin Hall

UX Designer

Lucy Burgess

Lucy Burgess

People Business Partner

Nathaniel Dragusin

Nathaniel Dragusin

App Developer

Priyanka Agheda

Priyanka Agheda

Compliance Associate

Jay Shankar

Jay Shankar

Compliance Associate

Ben Dixon

Ben Dixon

Non-Executive Director

Ben Archer

Ben Archer

Software Engineer

Iestyn Tudor

Iestyn Tudor

Customer Service Advisor

Rebecca Cropley

Rebecca Cropley

Customer Service Advisor